LOAN MODIFICATION & RESCUE PLAN!

A Bailout and Stimulus Package for Main Street

GREAT NEWS! BestNJProperties is offering Loan Modification Assistance! What makes it GREAT NEWS? Well, unlike many other companies offering these services we will analyze your unique situation for FREE! You heard right for FREE! We are now affiliated with a team of lawyers who work exclusively on Loan Modification. They don’t want to waste their time, nor your time or money (nor that of someone you know)! They have plenty of work, so what they do is get your docs, review them under what they call a “Forensic Loan Audit”. They are looking at the large print and the fine print. We start at the beginning! They review how it was presented initially and how it was presented at closing. They look for dotted i’s and crossed t’s. Their purpose is to see if there is something within the documents that can work in your favor. This is what we do differently!

If they find nothing, then and only then do they review the current situation. Take in all the facts: Loan balance, property value, ability to pay, previous circumstances, current circumstances, etc etc etc. Once everything is weighed in then an analysis comes in as to whether any more time spent would bring you, or any given client the results wanted. A FREE Action Plan or a No action Plan is then provided for the client to decide on.

You say why would they do this? The answer is simple. The objective is to get results, have satisfied clients who will bring them more business. Right now it looks like Loan Modification business will be here for two, three or more years. We want happy satisfied clients. Even those that get turned away will have not spent one penny to find out their status. They will realize we did not rip them off and will recommend us to others. We are not out to make $500-5,000 just to take on a case, as some are doing. Time goes by the client is expecting results then nothing happens. The clients have nothing to show for the expenditure, the effort and the time. Simply put, that is Bad Business. I am in the business for the long haul. We want our clients to be our friends and recommend us to their friends and acquaintances.

So Let’s get started!

What is A Loan Modification:

It is a Permanent Change in one or more of the terms of an existing loan, allowing the loan to be reinstated or adjusted creating a lower payment AND/OR reducing what was owed on the original loan

Loan Modification can adjust PERMANENTLY:

1. Interest Rates - either lowered or fixed at lowered rates

2. Payments - Lowered

3. Loan Balance - Either Lowered or Eliminated all together

Some interesting facts:

1. 85% of ALL loans issued during 2002 and 2006 had some type of infraction or Violation

2. There exists record high number of mortgage loan balances EXCEEDING home values.

3. Loan modification can SAVE the homeowner’s Home

4. Loan modifications CAN STOP FORECLOSURES or SHORT SALES

5. Massive Modifications CAN fix our economy and stop the decline of home prices

                               

 

Are You A Great Candidate for a Loan Modification?

1. Have You Had Your Mortgage Interest Rate Reset?

2. Do you have a Negative Amortization Loan?

3. Is your Home Worth Less than what is Owed

4. Are you having difficulty making your mortgage payments (or other payments due to a mortgage payment) due to a Hardship?

5. Did you have to care for a family member causing a negative effect on your income or did you have excessive medical bills?

6. Have you been attempting to sell your home for a considerable length of time and can’t sell?

7. Do You have rental property that is sitting vacant because you can’t find qualified tenants?

8. Have you been affected by a divorce?

9. Do you think you may have been a victim of predatory lending?

Loans that are Candidates for Loan Modification:

1. Be aware that the Loan Does NOT need to be behind in payments

2. The Loan Can be a Commercial Loan

3. Loan created based on STATED INCOME of the Borrower

4. Option ARM Loans

5. Mortgagee was misrepresented

6. Infractions exist in the loan either Major Federal Infractions or minor infractions of any type

Loan Modifications is THE Long term Solution to Homeowners across America

We do NOT find a home owner in trouble and then collect an upfront fee. Some charge $500-$5,000

We do NOT submit documentation to bank and wait for their review and then go back and forth, costing time and money, then let a roll of the dice determine whether success was achieved or not.

We do NOT waste the homeowner’s time and money

Our Mission is Simple

  1. Ascertain you have the potential to benefit from a Loan Modification Program
  2. Offer you a FREE Forensic Loan Audit
  3. Have you submit necessary documents to analyze
  4. Ascertain whether you qualify, generally 20% don’t qualify or determine it is not in their interest for one reason or another. Cost to you: Nothing, ZERO, Nada, zilch and you find out your options. Interesting point, of the 80% we move forward on we have a 92% success rate!

What to do now? Contact me! Let’s get the ball rolling. We need to put a personal bail out and stimulus package that WORKS and ACHIEVES RESULTS FOR YOU!! I am looking forward to serving you!

A. Dino Braz and BestNJProperties.com Serving You With Commercial, Investment and Residential Real Estate Information 24/7! We Also Offer Natural Gas Investment Opportunities, Title Insurance, Mortgage Services, Credit Score Improvement and Mortgage Cancellation Services.

Simply email me at DB@BestNJProperties.com or contact me by Cell 908-285-0263! 

                             


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