Finding the right home at the right price is just one aspect of a home sale or purchase. BestNJProperties.com is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 908-285-0263 if your needs include a real estate pro experienced in the business side of real estate.

Anticipated closing costs

There are certain standard costs related to closing the sale of a house. These expenses are often divided between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New Jersey to help guide you through the deal.

Closing costs that are tied to your mortgage    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, not only will I work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: When buying a property, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not startled when you get to closing time. I'll be willing to go over the GFE with you, answering your questions and highlighting any estimates that are uncertain.

A. Dino Braz and BestNJProperties.com Serving You With Commercial, Investment and Residential Real Estate Information 24/7! We Also Offer Title Insurance, Mortgage Services, Credit Score Improvement, Loan Modification, Foreclosure Prevention, Short Sale and Mortgage Cancellation Services.

Simply email me at Dino@BestNJProperties.com or contact me by Cell 908-285-0263! 

                             


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